What benefits can I enjoy by using a credit card?

Several common credit card preferential activities are as follows:

1. Exclusive to new customers

Major banks generally hold exclusive activities for their first credit card customers (generally new customers who apply for the bank's credit card for the first time), and they can enjoy exclusive privileges such as cash back, gifts, and standard lottery.

2. Discount and other preferential activities

In order to attract customers and promote activities, all major banks will carry out activities with strong incentives, such as dining at some merchants, where they can enjoy half of the full consumption and return to _ _; You can also enjoy cash back or exclusive bank discount when you take a card to the shopping mall. If you swipe your card overseas during the Spring Festival, National Day and other festivals, the cash back amount of some banks in consumption abroad even reaches 31%, which are real money and silver benefits.

3. exclusive activities of card organizations

each card organization will also offer exclusive benefits to cardholders, including parking at the airport, free wifi when leaving the country, tax refund for consumption, free service fee, convenient and low-cost visa application, medical care and health care (such as dental cleaning rights), etc.

4. Exclusive discounts for joint-name companies

Many bank joint-name credit cards have special discounts, such as hotel joint-name cards, supermarket joint-name cards, insurance company joint-name cards, travel company joint-name cards, etc. Using different credit cards in different scenarios can enjoy more discounts, such as hotel joint-name cards to upgrade rooms for free, discounts on accommodation, bonus points to give rooms, and airline joint-name cards to redeem mileage and free upgrade privileges.

5. Exclusive discount for high-end cards

Platinum and black gold card customers of major banks can also enjoy free pick-up and drop-off, exclusive VIP lounge at the airport, free golf, road rescue, high aviation accident insurance, flight delay insurance and VIP channel at the counter provided by banks or card organizations.

what are the advantages of China merchants bank's credit cards?

Credit card discount of China Merchants Bank: As long as the cardholder goes to the merchant to spend money, he can enjoy the discount, and the points generated by using the credit card can be exchanged for various gifts.

a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit. Credit cards are generally special carrier plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, with the name of the card issuer, expiration date, number and cardholder's name printed on the front, and chips, magnetic strips and signature strips on the back.