For overdue within 9 days, you can take the following measures to solve the problem:
1. Contact the bank as soon as possible, explain the situation and request deferred payment or make a repayment plan.
2. Try to repay the minimum repayment amount, so as to avoid accumulating late fees and interest.
3. Pay attention to control daily consumption to avoid overdue again.
For overdue for more than 9 days, the situation is serious, and the solutions are as follows:
1. Get in touch with the bank immediately and explain the overdue reasons in detail, and request repayment plan or negotiation for overdue amount.
2. Banks may take legal measures, such as entrusting a law firm to collect money. In this case, we should actively communicate with lawyers and strive to reach a reasonable repayment agreement.
3. Try to repay all overdue payments and abide by the agreement reached with the bank.
to sum up, late payment needs to contact the bank as soon as possible. Overdue within 9 days can be solved by delaying payment or making repayment plan, while paying attention to avoid overdue again. If it is overdue for more than 9 days, you should immediately communicate with the bank and relevant lawyers and repay the overdue money as soon as possible.
Extended information:
Overdue credit card repayment will affect an individual's credit record, leading to a decline in credit rating, which may affect future loan application, credit card application, renting a house, employment, etc. Therefore, in any case, overdue repayment should be avoided as much as possible. If there is any overdue situation, it can alleviate the adverse effects by actively communicating with banks or relevant institutions in time.
In addition, each bank may handle overdue payment in a slightly different way. Please consult and operate according to your own specific situation.
This answer is based on general knowledge and experience, and is for reference only. Please refer to the specific policies of the bank or relevant institutions.