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How much is the monthly penalty interest of 20000 credit card Agricultural Bank of China?
1000 yuan.

Agricultural Bank: 5% of the minimum amount has not been paid.

Liquidated damages refer to the default amount that the cardholder has to pay for the unpaid part of the minimum repayment amount when the actual repayment amount on the due repayment date of the credit card is lower than the minimum repayment amount. If the cardholder breaches the contract and fails to repay the loan, the card issuer shall agree with the cardholder through agreement whether to collect liquidated damages, as well as the relevant collection methods and standards. However, all major banks charge 5% less than the minimum repayment amount.