The Measures for the Administration of Bank Cards have corresponding provisions on this:

Article 28 When applying for a bank card, an individual shall provide the card-issuing bank with a valid identity certificate of a person designated by the public security department, and open a registered account with the card-issuing bank after passing the examination.

To open a basic account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

Extended data:

ICBC credit card activation method is as follows:

I. Opening of business outlets

After receiving the credit card, you can bring your valid ID card, credit card and password letter to the counter of the local ICBC business outlet to open the card. If you pick up your card at the local ICBC credit card center (not by post), you can open it on the spot. Opening a card at the counter will be guided by bank staff. The process is simple. Just fill out the form and give the information to the staff.

If you forget to bring the password letter when you go to the business outlet, you can do a "password reset" before opening the card (this service is free) and then open the card.

In this way, the card can only be opened normally at the local ICBC counter where the credit card is applied, and it cannot be opened at different outlets.

Second, customer service phone activation

The cardholder uses the telephone number and mobile phone number filled in when applying for a credit card to access the ICBC customer service hotline to open the card. Dial: 95588 to "6" international card service, select the required service language according to the voice prompt, and press "3" to enter the ICBC credit card service.

Then press "2" to enter "card activation", and enter personal information such as credit card number and valid certificate (ID card) number according to the voice prompt to successfully open the card. You can set the consumption password after opening the card.

When the Peony Card is opened through telephone banking, if the cardholder uses a non-reserved telephone number to dial the telephone banking, the system will ask him to enter the reserved mobile phone number. Please follow the voice prompts.

At present, ICBC in some areas does not support self-service card opening by telephone. Cardholders can choose to open cards at the counter or turn to 95588 for "9" manual service consultation.

Baidu Encyclopedia-ICBC Credit Card