1. Introduction to Pudong Development Bank

Shanghai Pudong Development Bank is referred to as "Pudong Development Bank". Some friends may not know much about Pudong Development Bank credit card. After all, it is not like Bank of China, Agricultural Bank of China, China Construction Bank and Industrial and Commercial Bank of China. These four major banks are well-known, but in fact, Shanghai Pudong Development Bank is one of the earliest credit card centers in China to obtain a financial license.

Difficulty of applying for a card: ☆

Difficulty of raising amount: ☆☆☆

Strength of wool: ☆☆☆☆

Risk control probability ：☆☆

2. Shanghai Pudong Development Bank’s cooperative card organizations

The cooperative card organizations include VISA, MasterCard, JCB, and AME

3. Annual fee policy

4. Characteristics of Pudong Development Bank.

1) Easy to remove the card. In view of Pufa's eagerness to counterattack and suffering from card-issuing hunger and thirst, it is not difficult to overthrow Pufa, emm... Pufa's platinum is everywhere, and the quota of 2,000 is as stable as a dog.

2) Stingy with forehead. Theoretically, the first withdrawal for a new card is three months, but many people withdraw it for the first time six months. After that, there is an opportunity to raise the limit every three months. It often turns over, from Mount Everest to the Mariana Trench. The ups and downs in life are really too big. Exciting.

3) Interest-free period. Interest-free period of 50 days, farewell.

4) Temporarily available. If temporary and fixed appear at the same time, be sure to mention fixed first; if only temporary appears, you can use temporary first.

5) Very clingy. Pufa not only behaves like a monkey, but also clings to people, like a dog-skin plaster: "Guanren, do you want installment? Do you want universal gold? How about triple wealth gold? You are here. Bill installment is our top priority. Is it easy to use?" Expensive..."

6) The risk control is adequate. Pudong Development Bank once advised AE White cardholders on its official WeChat account to "use it slowly and pinch gently" and made it clear that no matter how skilled you are, you are still afraid of the kitchen knife. The most annoying "kitchen knife" is pure household cleaning. Big data analysis and models The monitoring can clearly see... In order to develop the credit card business, Pudong Development Bank showed great patience and endured the "chopping knives" who cut it into pieces... before changing Today's glory.

7) Grace period. There is a 3-day grace period every month, and the repayment can be received immediately before 12:00 pm on the third day. If you fail to repay after the grace period, your credit report will not be immediately reported. You only need to pay off the debt or the minimum payment the day before the next bill date, but liquidated damages and interest will be incurred.

8) Don’t mind too many cards. I can’t care about that much anymore. Let’s get on the bus first. This is Pudong Development Bank’s mentality. Cards with a limit of 1k will be issued without any problem. Why do you mind having too many cards? Doesn't exist.

9) Points. You can earn 1 point for every RMB 1 spent and 12 points for every USD 1 spent.

5. Billing dates and repayment dates

Currently, the billing dates provided by Pudong Development Bank are: 4th, 6th, 7th, 10th, 12th, 13th, On the 14th, 18th, 21st, 24th and 26th, each person can call Pudong Development Bank customer service to apply to modify the billing date once a year.

Repayment date: The final repayment date is 20 days after the bill date (from the bill date).

6. How to increase the amount

1) Increase the amount of the Yangka card. Theoretically, a new card can be withdrawn for the first time every 3 months, and some can only be withdrawn for half a year. After that, it can be withdrawn every three months, and the limit can also be raised during the installment period. This is not bad, but the Shanghai Pudong Development Bank’s limit increase rule is difficult to figure out, and some people don’t You can mention it no matter how hard it is, just mention it when the time comes.

2) Curve increase. MasterCard Priceless Privilege Card and Visa Royal Seal Card start from 50,000; AE White starts from 100,000; Super Platinum, MasterCard Priceless World Elite Card and Visa Infinite Card start from 300,000, if you can get the customs clearance document signed by the president , that would be better, let’s get dry.

7. Installment

8. Favorite merchants

Catering: 5812,5813,5814,5815

Entertainment: 7012 ,7033,7841,7911

Hotels: 3501,3503,3504

Airlines: 4511

Department stores: 5311

Alipay, Tenpay