The act of "raising a card" is illegal and may even constitute a crime. Cardholders who "support their cards with cards" are only confused about the cash flow at once, but ignore the cyclic interest and the penalty interest for late fees that may arise from it. As a result, customers who have become the bank's credit blacklist because of arrears have made cardholders lose more than they gain, and they are also facing the risk of credit crisis and are seriously suspected of fraud.

On the surface, it seems feasible to raise cards with cards, but the risks are not small. After paying a handling fee, the cardholder made the repayment on schedule, but the cardholder should also be prepared for the next repayment. At the same time, once you taste the sweetness, it is easy to form a long-term bad habit of "raising cards" for repayment, which encourages personal irrational overdraft consumption and eventually causes the total amount of arrears to snowball. For cardholders who have no repayment ability, it is very unwise and harmful to ask for help from the "card-raising" company without any help.