Loss reporting can be frozen. But after the deadline, it can be used again. In this case, first, it is recommended to do your father's work well. He doesn't want to limit himself ideologically, and you can't help it. Second, I often talk to him about some risks of credit cards. In fact, credit cards are harmful things. It is very easy to disclose personal information, and it is easy for people to use overdraft money when the card is not around. If you don't pay back the money, you may be retaliated by the debt collection company. Search some vivid cases on the internet and often tell him that he will naturally control his consumption and even cancel his card.