I use China Construction Bank’s car credit card

The annual fee for this card is 200 yuan, which cannot be reduced by a certain number of transactions. The relevant rights and interests are roughly as follows:

No. 1. Discounted car wash service once a week! As long as you make 2,000 or 6 card transactions in each calendar quarter (online purchases also count), you can enjoy the service in the next quarter. The gold card offers an immediate discount of up to 15 yuan on the retail price, and the platinum card offers an immediate discount of up to 40 yuan on the retail price. Basically, wash the car 20 times and the annual fee will be repaid.

Second, the points earned by swiping the card can be redeemed for gas fees at a rate of 4‰. Sometimes it may not be practical to exchange points for gifts, but the cost of changing oil is relatively cost-effective.

Third, free road assistance function. Enjoy on-site quick repairs (including spare tire replacement, power pump, 3 times per year for each item) and nearby towing (limited to 15 kilometers, 3 times per year). These functions are quite practical!

There are also some special car rentals, vehicle maintenance discounts, etc. You can log on to the CCB website to check for details.

Extended information

The main reasons why bank cards are frozen are as follows:

1. When the balance of the bank card is less than 100 yuan, it has not been used for a long time.

2. Enter the wrong password three times in a row during telephone banking or at an ATM machine.

3. The bank card is lost or reported as lost.

4. Being maliciously manipulated, after knowing your personal bank card, ID card and other information, you call the bank to pretend to be the owner of the bank card and request to report the loss.

5. Others, such as the arrears being enforced by the court.

Application and loss report:

The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card), proof of residence, proof of unit income or proof of personal assets and other materials to the bank counter to go through the relevant procedures. You need to fill in the application form, and the information must be true.

After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take about 20 working days before the card can be issued to the customer. Applying for a debit card is relatively simple. You only need to bring your valid documents, mainly your ID card, and fill out the application form at the account opening bank. The card will be issued to the applicant at that time.

The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.

Notes:

1. When entering the password, be sure to cover it with your hands. If you find any abnormalities in the password shield and card entry protection slot of the ATM machine, for safety reasons, do not use it. , and notify the bank immediately;

2. To prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let bank cards out of sight. , pay attention to the number of times the cashier swipes the card, and when you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your own card;

5. Activate the mobile phone SMS service to keep track of your account at any time Changes in the situation, once abnormal transactions are discovered, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in a timely manner.

Frequently Asked Questions:

Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away, with multiple bank cards and passbooks. Don't put them together either.

1. When buying a wallet, there are usually a few small hard cards introducing the brand, so don’t throw them away! When placing cards, except that the cards cannot be in the same mezzanine, place a card like this on the side with the magnetic strip to act as a spacer.

2. ICBC has a special bank card holder, which works well. You can order several to use.

3. It is also good to use ID cards as intervals. (The second-generation ID card is a radio frequency card, not a magnetic card, so the ID card will not be "degaussed" with the bank card.)

Finally, please note that bank cards must not be placed directly in the same pocket as your mobile phone. , in which case it is very likely to be demagnetized quickly.