The first step is to call the customer service of CITIC Bank, say your ID number, and see if you have applied for their bank's credit card with this ID card. If so, when was it made? Let them check the information of the original card, and if there is no arrears, let them cancel the card immediately.

Step two, go to the People's Bank to print your credit record and see if there are any things you don't know about using your ID card. If it is economic, it should go to court to sue the handling unit.

If there is a suspicious phone call on the electronic bill sent to you, don't call directly, otherwise you are a liar. ...