The first thing you need to do when traveling to Malaysia is not only to book accommodation and air tickets in the country, but also to exchange currency in advance. The editor will introduce to you what are the exchange methods and what are the exchange methods. You can also check out the payment methods. Alipay payment

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Alipay has officially settled in Malaysia and can be used in duty-free shops, convenience stores, restaurants, shops and other places in Malaysia. used, and Alipay’s exchange rate is the real-time exchange rate. However, Alipay is not as popular in Malaysia as it is in China, so some vendors and specialty snack bars in small towns (such as Semporna) do not yet support Alipay payment, so remember to bring cash. Spend with international credit cards

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VISA and MASTER are the eldest and second largest international card organizations respectively. These two credit cards are the best to use in Malaysia. , it can be used wherever you can swipe a card for consumption, but the card used by domestic banks is a US dollar card, and a currency conversion fee will be charged when making purchases in Malaysian Ringgit, which is generally 1.5%.

Are there any credit cards that waive currency conversion fees?

Yes, there is a type of all-currency card that waives currency conversion fees for spending in any currency, namely: Bank of China All-Currency Card (with chip), China Merchants Bank all-currency card (without chip) and CITIC Bank all-currency card (without chip).

In view of the convenience of the repayment method and the cost-effectiveness of card consumption, we recommend in order:

1) China Merchants Bank, repayment is convenient, no matter what currency the card is used for, as long as Any repayments to the credit card account of this bank can be automatically offset, which can avoid losses caused by repayments during peak seasons.

2) CITIC Bank offers triple points for overseas consumption, which can be exchanged for gifts. It is relatively affordable. At that time, repayment is still relatively restricted. After overseas consumption, repayment must be made to the corresponding card.

3) Bank of China has restrictions on repayment methods. After overseas consumption, repayment needs to be made to the corresponding card.