The bank itself did not entrust the so-called intermediary to handle credit cards; Moreover, it is basically unqualified to find these intermediaries to handle high-value credit cards. Don't you expect these so-called intermediaries to help package high-value false financial certificates? But these operations must have a cost. Do you think they should be free?
According to Article 196 of the Criminal Law, it is illegal to defraud a credit card with false materials.