No. According to the official website of the China Legal Service Network, we learned that credit card debts are borne by the cardholder himself. After the cardholder dies, his heirs will be responsible for repaying the credit card debts. If the heir wants to transfer the house, he must first repay the credit card debt. If the debt is not paid off, the bank will take legal measures to recover the debt, which will affect the transfer of the house.