The Shanghai Pudong Development Bank Credit Card Universal Cash is equivalent to the cash advance business of other banks. It means borrowing cash in advance from the card issuer and then repaying it in installments. Cash advance loans charge handling fees, and the handling fees vary according to the number of installments. This is a personal cash installment business that does not occupy the total credit card limit and also has additional cash withdrawal limits.

Application conditions for Shanghai Pudong Development Credit Card Universal Gold

1. Call the customer service hotline to apply for cash installment business;

2. Log in to the bank’s official website and click on the credit card page Select "Online Account Services" in the upper right corner;

3. Follow the bank's official WeChat account, bind a credit card account, and select "Weijiajiayuan" and "I want cash";

4. Log in to the mobile banking client and apply for cash installment service on the credit card page;

5. Log in to Pudong Development Credit Card APP Pudah Xiben

Things to note when using credit card Universal Gold

The universal amount obtained through application can only be used for consumption and cannot be used for investment, financial management, buying a house, etc. Also remember to keep your consumption vouchers, in case the bank suddenly wants to check, you must have proof.