There is no mandatory requirement for repayment at the credit card counter in person. Others can also complete the repayment by holding the card. The required document information includes the cardholder's ID card, the cardholder's contact information, and the credit card applied for by the cardholder.

The repayment methods mainly include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

Mobile repayment

The mobile phone is a personal payment terminal of the mobile financial system, which can be used to directly repay the loan by swiping the card, and can also perform transfers and other services. Instant payment!

Convenience store repayment

Convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method. Extended information

Repayment process

Repayment from the card issuing bank

1. Log in to the ATM repayment homepage of the account opening bank and click on credit card repayment;

2. Fill in the credit card repayment information: follow the prompts, select the credit card issuing bank, enter the credit card number, cardholder name, monthly repayment date, repayment amount and contact information and confirm;

4. Complete the payment in online banking with the transferred debit card: follow the prompts and use other bank's debit card to complete the payment through online banking;

5. The repayment is completed, the transaction is inquired, and the receipt is printed.

Baidu Encyclopedia-Credit Card Repayment