No, you can apply for an additional card for your immediate family members (parents, spouse or children), and the card type must be consistent with the main card. The annual fee for the ordinary card is ￥50 yuan/year, and the annual fee for the gold card is ￥150 yuan/year.

The annual fee for China Merchants Bank’s credit card is: ￥100 yuan/year for ordinary card and ￥300 yuan/year for gold card.

The annual fee is charged once a year. If you apply for an additional card at the same time, the annual fee for the additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year.

Extended information:

Application conditions

Annual fee exemption policy: Swipe the Gold Card 6 times to waive the annual fee for the following year (MSN package card, VISA- MINI card, VOGUE titanium card, NBA credit card (applied before April 2008), (Platinum card and unlimited card do not enjoy this annual fee exemption, business credit cards need to be implemented in accordance with the agreement)

Cash withdrawal handling fee: domestically, it is 1% of the amount of each cash advance transaction, with a minimum charge of RMB10 yuan/transaction (from January 2009), and overseas, it is 3% of the amount of each cash advance transaction, with a minimum charge of USD3 yuan/transaction Or RMB 30 per transaction (charged upon withdrawal, regardless of city or location)

Maximum interest-free period: 18 days after the bill date is the final repayment date.

Multi-account management: enjoy daily limit bill repayment

Online payment: Alipay: single limit 499.99 yuan, Taobao credit card payment function is not limited by amount, single-day limit credit card. Maximum limit (other websites depend on the limit of each merchant)

Reference: China Merchants Bank Credit Card Official Website - Bank Card Services