Can a credit card take the subway? What kind of credit card can take the subway?
The use of credit cards has spread all over every field of life. Besides eating, drinking and having fun, you can swipe your card, even by subway. However, not all cities in the country can use credit cards in subways, and not all credit cards can use subways. Let's introduce how to take the subway with a credit card.
1. Can a credit card take the subway?
Don't believe that credit cards can be used in some special occasions, such as taking the subway, except for spending by swiping a card. However, there are very few cities that can take the subway by swiping a credit card, and I have only heard that you can swipe your card directly through the valve in Guangzhou Metro.
if you are not in Guangzhou, but you want to know whether your city can take the subway by credit card, you might as well consult the staff when you take the subway.
Of course, even if you are in Guangzhou and have a credit card, it can't be said that you can swipe the Guangzhou subway with your credit card, which means that not all credit cards can be swiped.
2. Can I take the subway with my credit card?
To swipe my credit card in Guangzhou subway, you must have three specific conditions:
1. The credit card you hold must be a UnionPay credit card with the "flash payment" logo;
2. The credit card has been opened with a small secret-free visa-free service;
3. The credit card you hold must have a successful card insertion transaction such as inquiry, consumption and withdrawal on POS machines, ATMs or other self-service devices.
in addition, the use of credit cards to take the subway must also be used on the gates supporting UnionPay credit cards, including all gates at stations of Guangzhou Metro Line 6 Phase II and Line 7 Phase I, and two special gates for entry and exit at other stations of the network.
Third, how to use a credit card to take the subway
According to the subway design scheme, passengers with UnionPay China Unionpay Quick Pass credit cards need to swipe their cards at a special IC card gate when entering the station.
"swiping a card into the station is actually a verification process. The gate will read the chip, verify whether your card is real or not, whether there is enough ride balance, and then record the station and time when you enter the station, but it will not be deducted. "
when passengers arrive at the destination and leave the station, they need to swipe their cards at the gate again.
"The gate will quickly calculate your distance and expenses, and complete the settlement under the condition of ensuring safety."
The above is the introduction of the related matters of taking the subway by credit card. Although there are very few cities that can take the subway by credit card, we have reason to believe that today, with the rapid development of science and technology, more and more cities will be able to take the subway by credit card.
how to take the subway for the credit card of Liaoning Agricultural Bank?
from August to December, 221,
event objects
who hold debit cards and credit cards of Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications and Postal Savings Bank can register for ABC Pocket Banking
Activity Rules
During the event, the maximum discount amount for each subway ride order is 2 yuan, and the maximum discount amount for each bus ride order is 1.62 yuan, and each ABC customer can enjoy it once a day.
limited quantity, first come, first served.
first, open the ABC bank APP and click the register button. Bind the ID card. Select Liaoning
to set the login password, and the registration is successful. Log in to the ABC Palm Bank APP. Click "My Account" on the home page. Add a bound ABC credit card. Click on the home page of ABC Express E Pay.
This activity is that in recent years, Agricultural Bank of Shenyang has always taken "smart travel" as the focus of its digital business strategy. Recently, the innovative research and development of Shenyang Agricultural Bank launched the "Smart Travel" project of Shenyang Metro Shengjingtong, which achieved a high degree of integration between Shenyang Agricultural Bank and subway scenes and created a model of "Smart Travel" within the Agricultural Bank system.
It is understood that Shenyang Metro Shengjingtong's "Smart Travel" project * * * includes five functions: ABC's palm bank exhibition code passing through the gate, Shengjingtong App ABC's palm bank channel recharging, Shengjingtong App binding ABC's environmental credit card payment, Liaoning Agricultural Bank micro-bank recharging Shengjingtong physical card, and binding ABC account to brush the face and pass through the gate. At the same time, the bank also carried out the activity of "brushing the ABC's boarding code and taking the subway bus at a discount" to bring passengers more convenient and preferential travel experience and financial services. Once the "Smart Travel" project was put into operation, it caused widespread concern in the local area.
Agricultural Bank of Shenyang is the bank with the largest and deepest omni-channel cooperation between its peers and the ABC system and the subway. The "Smart Travel" project of Shenyang Metro Shengjingtong was put into production, which is an important measure for Shenyang Agricultural Bank to focus on digital empowerment and innovation drive to help build "Digital Shenyang".
How to brush the QR code in the subway
At present, many cities have opened the UnionPay flash payment channel, and most mobile phones with NFC payment function can pay through UnionPay or NFC payment tools of various brands of mobile phones. Mobile phones without NFC function can also open the subway bus code of the corresponding city through Alipay and WeChat applet, and enter the station through QR code scanning. The specific operation is as follows.
How to swipe your mobile phone into the subway station through NFC function:
Take iOS12 as an example, and follow the following steps:
① Open your wallet.
② click [] in the upper right corner to add a card.
③ continue to the next step.
④ select the corresponding bus card.
At present, the ApplePay bus card is only opened in Beijing and Shanghai, but the subways in many cities have already supported UnionPay flash payment. If you don't support the bus card in your city, you can directly bind the bank card to open the ApplePay of UnionPay card and pay through the UnionPay channel.
How to enter the subway station by swiping the mobile phone through the subway boarding code:
Take WeChat as an example. First of all, determine the subway support boarding code in your city (please consult the local subway customer service staff for details), and follow the following steps in turn.
① enter [BusCode] in the search field.
② enter the boarding code applet (note that the applet developer: Shenzhen Tencent Computer System Co., Ltd.), click on the upper left corner to select your city (the positioning function will automatically switch to the current city).
③ select the subway bus code of the corresponding city and click on the bus.
④ open the bus code.
method: first, make sure you have an Android phone with NFC function. Mobile phones launched by Xiaomi, Huawei, Samsung and Meizu. In the past two years, they have installed security chips that can open "mobile buses". We can also go to the mobile phone business hall as long as we download the "Beijing One Card" and recharge it. If the original sim card does not support this function, it can be replaced by NFC-SIM card. Can I know if my mobile phone supports it?
support: you can go to the wechat platform of Beijing municipal traffic card to inquire. Mobile credit card options in the application. NFC card swiping can be very convenient without connecting to the Internet.
it is a form of subway transportation, which refers to the urban rail transit system that mainly runs underground, that is, the abbreviation of "underground railway" or "subway, pipe and underground". Many of these systems can be converted into ground or elevated parts outside the city center to match the built environment and consider the construction and operation costs. Metro is an exclusive, high-density and large-capacity urban rail transit system, covering all kinds of underground and above-ground road rights in urban areas, which is called "rapid transit" by the subway in Taiwan Province Province, China.
How to use the credit card of Huishang Bank to take the subway
Use the "payment code" in the mobile banking and credit card APP of Huishang Bank.
users use credit card of Huishang Bank, and use "payment code, boarding code" in China Unionpay Quick Pass APP.
Huishang Bank's credit card can be applied by online application telephone, and the application progress can be inquired by calling customer service telephone.
how to swipe the subway with Guangfa Credit Card? Is it safe?
Have you ever thought of such a scene? When you take the subway, even if your bus card has no money, you don't have to worry. Just take out a credit card and wave it at the gate to get into the subway? Some friends may say that it will be ok in the future, but in Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou, Ningbo and other cities, this kind of convenient service of taking the subway by swiping a credit card is already available, but only if you have a credit card of Guangfa Bank. Here's how to use Guangfa Credit Card to brush the subway and how safe it is.
how to swipe the subway with Guangfa Credit Card
If you want to swipe the subway with Guangfa Credit Card, you must first bind a Guangfa Credit Card to your Guangfa Pay, SamsungPay, HuaweiPay and MiPay, then turn on the NFC function of your mobile phone, and swipe your card once at the entrance and exit gates marked by UnionPay.
when you enter the subway station, find the gate with the UnionPay logo, put your mobile phone near the card reading area of the gate, enter the fingerprint verification in the pop-up bank card swiping interface, and you can swipe the card successfully when you hear the drip, and there will be no charge at this time.
Then, when you get off the subway, take out your mobile phone and swipe your card again at the gate marked by UnionPay. The gate will quickly calculate your distance and expenses, complete the settlement under the condition of ensuring safety, and you can leave the station after the settlement is successful.
Is it safe for Guangfa Credit Card to swipe the subway?
Guangfa Credit Card swipes the subway mainly by using the mobile phone Pay function. A special chip in the mobile phone Pay device will store a unique encrypted device account for each.
during the payment operation, the transaction is conducted through the device account number or the dynamic security code for each transaction, and the real account information will not be revealed, thus ensuring that the cardholder's information will not be easily leaked when paying through the card, making the transaction more secure and reliable.
How to swipe a subway ticket with a bank card
Passengers can open the gate and enter the station as long as they stick their bank card on the sensing area of the gate.
it is necessary to determine whether the bank card has the function of flash payment, that is, there is a "QuickPass" logo on the card surface, whether the small secret-free function is enabled, and whether the local subway system supports bank card payment; For example, Dongguan Metro has a special UnionPay flash payment subway entrance and exit, and you can use a debit card or a credit card. As long as the small secret-free function is opened, if there is no similar special bank flash payment gate in other areas, you can't take the subway with a bank card.
Flash payment of bank card means:
There is a chip on the card and an independent chip account. You can transfer the money in your savings account to the chip account. If your bank (Bank of China) cooperates with some merchants, you can directly use the chip contactless credit card at these merchants with the card.
further reading:
1. Not all bank cards have the function of flash payment
Quick
Pass is a non-contact payment product and application of UnionPay, which has the characteristics of small and fast payment. Only POS with "Quick
Pass" function module can use the flash payment function.
in addition, compared with the previous magnetic stripe card, the chip card is more secure. Limited by technology, the magnetic stripe card is easy to be stolen, and it can be swiped only by getting the password, which is very risky. In contrast, the chip card is more confidential and difficult, and it is the most secure bank card at present.
At present, by default, the banking system opens the small-amount visa-free and confidential-free function. If the cardholder is really uneasy, he can apply to the card issuer to turn off the "flash payment" function.
second, the chip is very safe, so you can't steal the money in the card
The card reader can read the name, consumption records and other information, mainly because in the transaction process, the terminal transmits the above information to the bank card in an encrypted way for transaction verification, and then the transaction can be completed. In addition, the bank's current encryption technology has been improving, and now it is using 138-bit digital encryption and 256-bit digital encryption. If you want to crack it, the probability is one in hundreds of millions, which is almost impossible.
Third, the flash payment account and the bank account are separated independently, and the amount generally does not exceed that of 1 yuan
The function of flash payment is just a supplementary function of the chip bank card, which is equivalent to setting up an "electronic coin purse" in the bank card. The process of putting money into this "coin purse" is called "circle deposit", that is to say, the flash payment of money needs to be transferred from the bank card to a special flash payment electronic cash account.
Generally, the flash payment account and the bank account of the chip card are completely independent, which will not affect the security of the main account. Although the requirements of different banks are different, the amount usually will not exceed that of 1 yuan. If the transaction limit is exceeded, you can no longer "flash payment", and you need to use the card to enter the password or sign to complete the transaction.
let's stop here for the introduction of how to swipe the subway with a credit card.