In the case of China Merchants Bank credit card, our bank's review department will review your credit card application through multiple channels and methods. Telephone verification is only one of the processing methods, but it is not a necessary process. Therefore, there may be situations where review results are obtained without contact.

The credit card application review is comprehensively assessed by the system. During this period, we refer to many factors, such as age, job stability, income, personal credit and other aspects. It is not based on unilateral factors. decided. Maybe your original application materials did not fully reflect your true situation, which resulted in the application being failed. If your job or financial information changes in the future, you can resubmit the application information after 3 months.