Generally speaking, there is a prescribed time limit for receiving cards in SMS, usually within 30 days after receiving SMS. If the card is not received after the expiration date, it will be invalid if it is not signed in time, and the bank may cut the credit card. Applicants who want to use the card can only reapply, but it may not be so easy to approve the card because of the record of not accepting the card. After all, the bank's resources were wasted once.

However, some banks will not apply for credit cards unless they apply for cards. Credit cards have an annual fee. If they don't have a card, they will deduct the annual fee every year, and there is a risk of overdue if they don't repay. Therefore, I suggest you get the card first. If you don't want to use it, you can call yourself to apply for cancellation.

In fact, the process of bank card processing is also a face-to-face signing. After all, the principle of "three in person" should be implemented in online card processing.

The conditions are relatively simple. The applicant wears neat clothes and carries the information mentioned in the received SMS, such as his valid identity certificate, income certificate, work certificate, etc. , and give it to the bank teller for verification, then answer the teller's questions, and then copy a paragraph on the card receipt and sign it.

The teller will activate the card for the applicant and ask the cardholder to set a password so that the applicant can leave with the credit card.