What do you think about applying for a credit card?

I would not take action to get a credit card if I was unsure about my ability to pay off my credit card debt. Instead, I spend more time considering the following:

1. Can my income cover my credit card expenses?

2. Do my expenses exceed my income level?

3. How much savings do I have, and will using a credit card not overburden my finances?

4. Can I pay off the loan completely before the end of the credit card term?

5. Can I afford the processing and other fees incurred by credit card transactions?

Before considering applying for a credit card, make sure you have the ability to pay off the balance, otherwise it will create more stress.

What is the credit card limit of Guangfa Wanning?

Will ICBC call the company after calling me?

Is the 0774 credit card overdue text message true? ()

What should the company do if it conceals its employees and uses a copy of their ID cards to apply for credit cards?

ICBC's credit card is overdue for two months, but the minimum repayment has been made.

Anti-fraud propaganda knowledge content

What is the limit of platinum credit card? What is the maximum amount of platinum credit card?

Does the new card not activate the annual fee collection after the credit card expires?

What are the chances of China Merchants Bank's credit card being signed at the front?

What are the hidden risks of handling credit cards?