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Is the 0774 credit card overdue text message true? ()

1. Is the 0774 credit card overdue text message true?

Whether the 0774 credit card overdue text message is true or not is uncertain because this number is located in Guangxi. . If they are unsure of the authenticity, card holders can call the 114 service desk and report the number from which the text message was sent to the customer service staff for verification.

Generally speaking, if the words court, public security agency, wanted, Lao Lai, and listed as a dishonest person appear in the text message. Basically it can be judged to be fake.

In addition, the method of reissuing molecules is relatively expensive now. Even if it is a text message sent by 0774, if the content of the text message mentions how you will be dealt with, and then asks you to contact a certain contact , this situation is also untrue.

2. Is it true that sending text messages for credit card collection is true?

There are real and fake cases of credit card collection by sending text messages. You need to distinguish them by yourself. In most cases, the bank filing notices you receive are forged by third-party collection companies, and their purpose is just to collect the debt as soon as possible and complete their work.

In addition, if you receive a scanned document, you will need to see if there is an official seal from the local court. You need to identify the authenticity of the official seal. If the official seal is fake, it is fake. However, the real situation cannot be ruled out.

After receiving the SMS notification, the cardholder should check whether there is a case filed in the SMS content, and then check the password on the official court website. If his detailed information can be found, then the SMS is real.

3. Will you be detained if your credit card is overdue?

Whether you will be detained if your credit card is overdue depends on the nature of your case. If it is just a civil dispute, you will not be detained.

If the bank sues you in court, then you must repay the loan. If you don't pay back the money and openly violate the law, if the circumstances are serious, you will be blacklisted and may be detained and fined.

If it involves a criminal case, for example, if you owe a huge sum of money due to pornography, gambling, or drugs, or maliciously overdraft knowing that the payment has not been made, then you will not only be detained, but also imprisoned. It's possible.

If there are any unclear or new situations, we recommend that you call us directly for free consultation so that you can understand the communication case situation and provide you with detailed and targeted answers to avoid problems due to incomplete information and poor communication. , the answer is wrong. I wish you success in safeguarding your rights.