The following situations are only for credit card consumption, and the cash withdrawal charge cycle is the same, but there is no interest-free period.
The final repayment date of Bank of Communications credit card is 25th day after the bill date, while the bill date of your credit card is 7th day of each month (fixed), so the final repayment date is 25th day after the bill date, that is, around 2nd day of each month (there are 30 days in each month, 365,438+0 days), that is:
June 8-July 7 is a billing cycle, during which credit card consumption will be billed on July 7, and August 1 is the final repayment date. Full repayment before this date is interest-free.
July 8-August 7 is a billing cycle, and the credit card consumption in this cycle will generate a bill on August 7, and September 1 is the final repayment date, and the full repayment before this date is interest-free. And so on.
Therefore, if the bill is swiped on the same day, the interest-free period is the shortest, only 25 days (swiped on July 7, repaid in August 1). If you swipe your card after the bill, the interest-free period is the longest, only 56 days (swipe your card on July 8, September 1 repayment). Be sure to know the billing date and repayment date of your credit card so as not to miss it.