2. The average credit line is less than 5,000 yuan; You have three credit cards, and 90% of the credit line is used as a bank.

When you apply for a customer's credit card for the first time, you must provide information and supporting materials to help you improve the approval rate and credit limit.

1. Identity information: copy of resident ID card or military officer's card; Hong Kong and Macao compatriots are required to provide copies of entry passes and residence certificates; Your foreigner will provide a copy of your passport and residence permit.

2. Work income certificate: salary certificate or business card with photo badge.

Situation: You have a bank credit card, a good credit card consumption record and accumulated some credit records. Credit records are generally recognized by banks. You can apply for a credit card from the same bank, and the credit limit is higher than the previous credit card. The bank will give you the same or higher credit limit with reference to the credit card limit you hold.