There are many types of CCB credit cards. The following three are better:

1. CCB Zhiyin Long Card.

2. CCB Barbie Beauty Credit Card.

3. CCB Long Card global payment credit card.

The annual fee is charged as follows: 160 yuan/card for the main card and 80 yuan/card for the supplementary card. If the card is swiped more than three times a year, the annual fee will be waived. The maximum cash withdrawal ratio is 30%, the cash withdrawal fee is 0.5% of the cash withdrawal amount, the minimum domestic fee is 2 yuan, and the interest-free period is 20-50 days.

The differences between the regular card, gold card and platinum card of China Construction Bank Credit Card:

1. The annual fees are different

The annual fee for the regular card of China Construction Bank Credit Card is 80 The annual fee for the gold card is 160 yuan; the annual fee for the platinum card is about 400-3,000 yuan.

2. Different limits

The limit of CCB credit card is between 1,000-10,000 yuan; the limit of gold card is between 10,000-50,000 yuan; the limit of platinum card is usually between 1,000 and 10,000 yuan. Between 5 and 1 million yuan, Xiao Platinum's authorized credit limit may also be 20,000 to 30,000 yuan.

3. Enjoy different rights and interests

The CCB Gold Card can enjoy higher discounts at preferential merchants than regular cards. However, platinum cards can usually enjoy high-end services provided by banks such as golf, SPA, physical therapy, airport transfers, and VIP lounges.

Basic functions:

1. Credit consumption: consume first and repay later, no deposit required in advance.

2. One card with dual currencies: It has dual accounts in RMB and USD, which can be used both at home and abroad. Domestic transactions are credited to the RMB account, and overseas transactions are credited to the USD account (single-currency credit cards do not have this function) .

3. Password optional: The first "domestic consumption password optional" function in China, which can be flexibly selected according to personal card usage habits. (You can set no password for small amounts and a password for large amounts).

4. Easy repayment: monthly statements are provided, and repayment methods are flexible and diverse: telephone foreign exchange purchase and repayment, outlet repayment, ATM machine self-service repayment, CDM machine self-service repayment and agreed account repayment. , Online banking repayment.

5. Special merchants: Carefully select preferential merchants across the country to provide many preferential discounts.

6. Report loss by phone: If you lose your card, you can report the loss by phone. Once the loss report is effective, our bank will provide security without any financial risk.

7. Disputed amounts: If a customer disputes any consumption amount, it will be verified first and then paid.

8. Overseas rescue: If the card is lost overseas, emergency replacement cards and emergency cash withdrawal services will be provided.

9. Free hotline service: A dedicated 24-hour service hotline.

10. If you spend more than 1,000 yuan, you can apply for interest-free installment payment and only need to pay a small handling fee.

11. SMS reminder: Free SMS reminder if you spend more than 500 yuan.

12. Earn one point for every dollar spent. The points are permanently valid, and points are doubled from time to time.

13. The annual fee is waived for the first year, and the annual fee for the next year is waived if you swipe the card three times (except for car cards).

14. Points from various credit cards under the same customer’s name can be combined and used (except Popular Card and China Eastern Airlines Card).

15. Use your card at designated ticket purchase points to purchase air tickets. Gold cards will give you 1 million yuan, and standard cards will give you 500,000 yuan in aviation accident insurance. The high insurance coverage will accompany you with warmth and joy along the way.

Note: Gold card and regular card are basic cards. There are many kinds of cards according to different cooperative merchants or institutions. You can call CCB customer service for details.