img src ='/large/288a2df3e15c 6 ECC'/
Credit cards provide many friends with the experience of spending in advance, and their cash withdrawal service also meets some people's urgent cash needs. Recently, Kashin Group found that a number of banks began to adjust the overdraft withdrawal quota of counter channels. Kashen Group learned from CCB official website that from June 5, 217, the daily overdraft withdrawal limit of CCB credit cards in domestic counter channels was raised from 1, yuan to 2, yuan. At the same time, the daily cash transfer limit of CCB Longka credit card counter channel was raised from 5, yuan to 2, yuan, and the daily cash transfer limit of mobile banking and personal online banking channel was raised from 5, yuan to 1, yuan.
In fact, this is not the first time that CCB has adjusted the credit card withdrawal amount. In 216, CCB has adjusted the credit card overdraft withdrawal quota twice. In March 216, China Construction Bank announced that the daily overdraft withdrawal limit for each card of Longka Credit Card will be raised from 2, yuan to 5, yuan from now on; In July 216, CCB once again raised the overdraft limit of Longka Credit Card from 5, yuan to 1, yuan.
img src ='/large/288b3784af6edf8d5'/
In addition, some banks do not set specific credit card withdrawal rates. According to the customer service staff of Agricultural Bank of China, the credit card advance cash (overdraft) limit of the bank adopts the dual control mode of customer-level available cash withdrawal limit (5% of the customer-level limit) and card-level available cash withdrawal limit, which is not higher than the smaller value of the two. Cash withdrawal business is handled through the counter, and cash transfer business is handled through various channels. The daily cumulative amount of each card is limited to the current cash advance limit.
img src ='/large/288c4633225f6f58'/
Card Group Conclusion: It is a way for the issuing bank to control and adjust the credit line funds of cardholders. Card group believes that as CCB adjusts the overdraft withdrawal quota of customers' credit card counters, other banks will also adjust accordingly. Shendui suggested that friends who need credit cards should make the best adjustment in time so as not to affect their funding arrangements. I hope this information is helpful to my friends. Related questions and answers: CCB's credit card has an available limit of 2, and a withdrawal limit of 3,. How much cash can be withdrawn at most in this case?
The maximum amount can be 2, yuan, because the available limit in the credit card is only 2, yuan. If there is still 3,5 limit in the credit card, the maximum amount can be 3, yuan. The cash withdrawal amount of a credit card is 5% of the total amount of the credit card. If the credit card limit is 1, the cash withdrawal amount is 5. Each credit card can withdraw up to 2 yuan per day.
credit card withdrawal not only charges .5~3% handling fee, but also charges .5 ‰ daily interest, and the interest is compounded monthly.
It is recommended not to withdraw cash by credit card unless absolutely necessary. You can make full use of the longest interest-free period of credit card spending, so you don't have to pay handling fees or interest, and you can invest your spare money.
How to enjoy the longest interest-free period:
1. Start spending by swiping your card on the second day of the credit card billing date, and it is best to buy necessities for one month.
2. To apply for three credit cards, call the customer service of the bank and agree that the billing dates of the three credit cards are 8th, 18th and 28th, and they will be swiped with the corresponding credit cards every 9th, 19th and 29th, so that you can fully enjoy the longest interest-free period of the credit cards, which is 5-56 days.