The dual-standard version of China Construction Bank’s global payment card visa and UnionPay is not easy to apply for because it has relatively high requirements for card application. It is mainly issued to mid-to-high-end customers with an annual income of more than 100,000. However, there are also many working-class people who can apply for a card. They can apply on the website or go directly to the branch to apply.

1. Conditions for applying for the dual-standard version of China Construction Bank Global Payment Visa and UnionPay

The conditions for applying for this card must be relatively strict, because it can be used at home and abroad. Yes, overseas transactions will be automatically converted into RMB and the exchange fee will be waived, so if you often go abroad, it is very convenient and quick to apply for this card, and you don’t have to pay a handling fee. This card is a standard platinum-level credit card. The approved amount will not exceed 200,000. The bank will refer to your relevant conditions, such as your job nature, social security, personal assets, and credit. Now is a credit society. If your credit is not good, you will definitely not be able to apply for a credit card. , not to mention this kind of platinum-level credit card, and if you have no source of income, you will definitely not be able to apply for a credit card, because the bank is afraid that you have used up the credit card limit but cannot pay it back, so the bank will definitely suffer a loss. And it cannot have a debt ratio that is too high.

2. Matters concerning applying for CCB’s visa trademark credit card

Now that society is developing better and better, many people will apply for a credit card because they can use it first and then pay. You can buy what you want in advance, so a credit card is a very convenient thing, such as China Construction Bank's visa trademark credit card. It can be used at home and abroad at the same time, so its handling matters are relatively simple. You can directly log in to CCB's credit card website, select the card type you want to apply for, and then click to apply for a rural credit card online. And there is an exclusive one-yuan purchase event. During the event, as long as you use a visa credit card to make purchases, you can enjoy selected products for one dollar.

To sum up, CCB’s global payment visa and UnionPay trademarked credit cards are very convenient and fast. They can be used whether you are at home or abroad, and there is no exchange rate. However, certain conditions are required to apply. You can only apply if you meet these conditions.