The differences between withdrawing cash with a credit card and spending with a credit card are as follows:

1. The first one is that the concepts are completely different. Cash withdrawal by credit card means the amount of credit limit granted to the cardholder by the issuing bank or institution that can be used for cash advance or transfer; credit card swiping means that when you purchase goods, you can exchange money for goods and conduct transactions.

2. The second one is that the quota limit is different. The amount of cash that can be withdrawn per period with a credit card is usually 30% or 50% of the fixed limit of the credit card; there is no limit on credit card consumption within the available limit of the credit card.

3. The third type is that the interest-free period is different. First of all, credit card cash withdrawals cannot enjoy the interest-free period. From the date of withdrawal, interest will be charged at a rate of 50,000% of the withdrawal amount every day. Also, there is a certain interest-free period for credit card payments, and you can enjoy it before the repayment date. Interest-free period.

4. The fourth type is that the points rules are also different. Under normal circumstances, points cannot be calculated for cash withdrawals with credit cards; points can be accumulated for credit card purchases.