How to pay for overseas consumption with U.S. dollars in the card
The card has an account that supports consumption and can be paid directly.
Dual-currency credit cards have a US dollar credit limit converted based on the RMB credit limit, which will be used if US dollars are used for settlement when swiping the card or shopping online.
How to use US dollars with Bank of China credit card? Can I withdraw cash?
According to the regulations of the State Administration of Foreign Exchange, cardholders are not allowed to overdraft and withdraw cash in the country. The US dollar amount within the credit limit can be consumed through the corresponding overseas VISA, MasterCard and other channels; if your credit card deposit If you have extra US dollars, you can withdraw them for free at the Bank of China counter.
The above content is for your reference, please refer to actual business regulations.
I have a US dollar credit limit in my credit card, how do I use it?
If it is a dual-currency credit card, the US dollar and RMB credit limits are exclusive. When swiping a card domestically, if the RMB limit is used up, there will be no US dollar limit available. If you want to use the US dollar limit, you can use it through overseas shopping, or find a domestic merchant that accepts VISA or MasterCard.
How to use the US dollar limit of Everbright Credit Card?
The US dollar limit of Everbright Credit Card can be used for consumption through overseas POS machines (such as Visa, Master, etc.) or overseas websites that match the card logo. Credit card limit.
RMB accounts and US dollar accounts have the same quota, but they need to be repaid separately. Don’t forget to repay the balance in your US dollar account after you return home.
JCB Qianhui Lucky Cat Platinum Credit Card must be used through Everbright Bank’s self-service equipment or other banks’ self-service equipment marked with the JCB logo. Self-service equipment without the JCB logo from other banks cannot operate withdrawals, deposits, inquiries and other services.
How to use USD with Agricultural Bank of China credit card
Depends on the specific situation:
First, if the credit card has two logos: UnionPay and VISA or MasterCard, the RMB limit Accounts with U.S. dollars only use quotas. Once the RMB quota is spent, there will be no U.S. dollar quota.
Second, if there is an excess payment in US dollars, you can use it or apply to transfer it to a RMB account.
Third, if the card only has VISA or MasterCard logos, you can only use it by finding merchants that support these logos.
This ends the introduction on how to use the US dollar limit of a credit card and what are the requirements for a credit card that supports US dollars. I wonder if you found the information you need?