there is no charge for cash withdrawal at the counter, and the ATM cash withdrawal rate is 3%, with the lowest 3 yuan for a single transaction.

Hexun. com reported that "Many banks join the ranks of overpayment cash withdrawal free of charge":

The lobby staff of Shanghai Pudong Development Bank outlets said that the bank does not charge any handling fee for overpayment counter cash withdrawal, but it should be charged at the rate of 3% at ATM machines, with the minimum 3 yuan for a single cash withdrawal.

Extended information:

Online bank transfer is optional to avoid charging

Overpayment can be recovered through counters, ATM self-service devices and other channels.

According to a survey conducted by a reporter in beijing business today, many credit card customers said that in order to avoid being too busy to miss the repayment time, they usually deposit money into their credit cards in advance, and sometimes they will deposit more if they are not careful. In this regard, they are also very worried about whether there will be a handling fee if the extra money is taken out. At present, not all banks take free cash withdrawal for credit card overpayment, and there are still differences in the standard and scope of free cash withdrawal.

Although some banks are not free to withdraw credit card overpayments, banks have also given cardholders "tips". The credit card customer service staff of CITIC Bank said that if the cardholder's credit card needs to be withdrawn, it is suggested to transfer it to another bank's savings card through the inter-bank online banking channel, or transfer it to the bank's savings card through the customer service manual channel. Both operations are free.

hexun. com-A number of banks join the free cash withdrawal of overpayment.