95%。 The audit method of China Merchants Bank is the door-to-door audit of salesmen, and China Merchants Bank signs on the facade, indicating that the probability of the credit card application system passing the audit is very high, generally around 95%. China Merchants Bank was established in Shekou, Shenzhen, 1987. It is the first joint-stock commercial bank wholly owned by an enterprise legal person in China and the first pilot bank to promote banking reform from outside the system.