China Merchants Bank's free life and full currency should attract free life. According to relevant public information, the annual fee of China Merchants Bank's lifetime free Platinum Credit Card (commonly known as Bird White) is 800 yuan/year. From July 1 2022 to June 30, 2023, apply for and issue a lifetime free platinum card, with the annual fee free in the first year, the main card spending over 80,000 yuan, and the annual fee free in the next year. Withdrawal through Bird White is also considered as consumption, and Bird White also has an interest that the first withdrawal every month is free (interest is required). China Merchants Bank's all-currency international credit card (also known as all-currency card) is a signed all-currency international credit card jointly launched by China Merchants Bank and VISA. The card supports VISA bank, and the foreign exchange handling fee of 1.5% is exempted for consumption or withdrawal in any currency. All foreign currency transactions are automatically purchased in RMB and only need to be repaid in RMB. At the same time, the card has a high travel insurance gift. All currencies are free of annual fees and cannot be used in China.