Cancelled. But you have to take the initiative to apply.

Cardholders who take the initiative to apply at the bank can be exempted from the small account management fee of a debit card. That is, to apply for an account with annual fee or management fee reduction, customers need to go to the counter to apply with a valid ID and bank card (passbook).

Starting from August 1, 2014, the new regulations on commercial bank service charges jointly issued by the National Development and Reform Commission and the China Banking Regulatory Commission at the beginning of the year have been officially implemented. According to regulations, starting from August 1, 2014, personal customer account management fees and annual fees will be conditionally waived, and some charging standards will be reduced.

For bank customer accounts (excluding credit cards) that do not enjoy exemption from account management fees (including small account management fees) and annual fees, commercial banks should provide them with a fee-free account based on the customer's application. Account management fees (including small account management fees) and annual fee accounts (excluding credit cards and VIP accounts). This means that every citizen can have a free account at every commercial bank.

Extended information:

Most commercial banks have waived account management fees for payroll, pension and provident fund accounts. Customers may be charged annual fees for other accounts in the same bank. fees and small account management fees. If a customer applies for an annual fee or management fee reduction account, the customer needs to go to the counter with a valid ID and bank card (passbook) to apply. The account opening bank is not limited and the application can be made at any outlet.

Nowadays, most bank cards of state-owned banks and commercial banks have annual fees and account management fees. According to the current common charging standards, accounts with an average daily balance below a certain amount (300-1,000 yuan) may charge small account management fees on a monthly or quarterly basis, and the amount is mostly between 10-25 yuan; most banks The annual fee standard is 10 yuan/year. Adding these two items together, the annual fee for each account is 20-35 yuan.

Ifeng.com-Linyi: To cancel annual fees and account management fees for bank cards, you need to actively apply