The Postal Savings Bank will charge a small account management fee for the current RMB deposit account with an average daily deposit balance of less than 100 yuan during the quarterly statistical period.
The quarterly statistical period is from 2 1 at the end of last quarter to 20/at the end of this quarter. The calculation method of the daily average deposit balance of the account in the quarterly statistical period is divided by the number of deposit days.
On the fixed deduction date of the small account management fee, if the available balance of the charging account is less than the full amount, it will be deducted according to the actual available balance of the account, and the balance will be automatically registered as arrears. The arrears will be accumulated in the next quarter and collected at one time.
Extended data:
The Postal Savings Bank charges management fees for individual current RMB deposit small accounts, only for current RMB accounts with average daily deposit balance less than 100 yuan in quarterly statistical time.
Among them, we will handle payment accounts for subsistence allowances, social security, pensions and wages, public utilities such as water, electricity and gas, purchase accounts for funds, wealth management, treasury bonds and insurance products, repayment accounts for automatic repayment of personal loans and credit cards, account opening for third-party depository business, VIP customers will open all current accounts, and green cartoon accounts with local and foreign currency sub-accounts during the charging period will be exempted from small account management fees.
Public trust. Com- Experts suggest that there are three ways to exempt small account management fees.