2 yuan subsidiary card annual fee 1 yuan annual fee waiver rules Peony International Credit Card (personal card) can automatically waive the annual fee of the main and auxiliary cards when the accumulated spending on swiping cards reaches 5 or 5, RMB (including equivalent foreign currency) each year. Annual fee collection time: Free local interbank cash withdrawal fee for local peers on the card opening date: 2 yuan/pen; 1% of the transaction amount of cash withdrawal fees of peers in different places; The lowest 1 yuan, the highest 1 yuan; 1% of the transaction amount of inter-bank cash withdrawal fee in different places+2 yuan; The lowest 1 yuan, the highest 1 yuan; 1% of the transaction amount of overseas UnionPay cash withdrawal fee+12 yuan; The lowest 13 yuan, the highest 112 yuan; 2.9% of the transaction amount of overseas non-UnionPay cash withdrawal fee; Minimum $3; Free one-day cash withdrawal limit for overseas emergency cash withdrawal fee RMB account 2, yuan foreign currency account 1, US dollars local peer recovery fee free local inter-bank recovery fee 2 yuan/pen; 1% of the transaction amount of the handling fee is recovered by the counterparts in different places; The lowest 1 yuan, the highest 1 yuan; 1% of the transaction amount of handling fee+2 yuan; The lowest 1 yuan, the highest 1 yuan; 1% of the transaction amount of overseas UnionPay+12 yuan; The lowest 13 yuan, the highest 112 yuan; 2.9% of the transaction amount of handling fee recovered by overseas non-UnionPay; Minimum $3; Provisions on the method of recovering overpayment-SMS notification fee, free overseas emergency card replacement fee, free replacement card/damaged card replacement/ Card replacement fee in advance yuan courier fee 2 yuan supplementary statement fee 5 yuan supplementary statement fee free clause The statement within the first two months is free of loss reporting fee 2 yuan reset password letter fee 1 yuan personality cards production fee-foreign exchange fee 1.% of the transaction amount. Access to the original domestic purchase order fee 5 yuan access to the copy of the domestic purchase order. Fee: 1 yuan's handling fee for reading the original foreign purchase order; Without this service, the handling fee for reading the copy of foreign purchase order is 5 US dollars, and the overdue fine is 5% of the minimum unpaid amount; Minimum 1 yuan or $1; The maximum 5 yuan or 5% of the overrun fee of $1; Minimum 1 yuan or $1; Up to 5 yuan or $1.