If it is a credit card of China Merchants Bank, you can try to handle the bill installment, but you can't handle the bill installment of the following transactions:

1) Cash advance transaction, installment transaction, real estate transaction and various expenses (such as annual fee, interest, late payment fee and other credit card expenses);

(2) Funds that have been applied for purchasing foreign exchange;

3) Other transactions specified by the Credit Card Center of the Bank.