If there is a credit line, but the available line is zero, it is likely that the customer has used up the line but has not repaid it, so naturally there is no line to use. You know, the available credit card amount is equal to the credit limit minus the unrecorded amount minus the accumulated amount used but unrecorded. In this regard, customers only need to repay quickly, and after repayment, the line will naturally be restored immediately, and then the line will be available on the customer's card. Pay attention to avoid overdue. If personal credit is damaged due to overdue, even if the payment is completed, the line may not be restored temporarily.

Credit line refers to the stock management index of short-term credit business approved by commercial banks for customers, which can generally be divided into single loan credit line, borrowing enterprise line and group borrowing enterprise line.