A credit card credit of 0 indicates that the available credit limit of the relevant user has been exhausted, or the credit card account has a bad record, and the credit card can no longer be used for credit card consumption and other operations.

0 credit card can neither be used as a savings card nor have the real function of a real credit card. If the cardholder is willing to apply for a card, he can insist on swiping it, which is conducive to withdrawing money.

Credit card limit, also known as credit card available limit, refers to the maximum amount that a credit card can use, including credit limit and the amount deposited in the credit card.