1. The SMS installment service is only for customers who have customized the balance change reminder SMS. The business application invitation SMS is sent to the customer together with the balance change reminder SMS. You need to call 95588 to receive balance change reminders.

2. When ICBC credit card customers make normal purchases on POS machines, ICBC will send an invitation text message to customers who meet the SMS installment requirements. Customers can easily handle the installment payment business by replying to the text message. . After the installment is successful, ICBC will deduct the installment amount and handling fee according to the period agreed with the customer, and the customer will make monthly installment repayments.

3. The advantages are obvious:

First, it is efficient and convenient - after the customer confirms the consumption at POS machine, he only needs to send a text message to handle the installment payment, which makes the business processing convenient and fast;

The second is all-weather service - SMS installment is another emerging channel after telephone, online banking and over-the-counter installment, providing 24/7 service;

The third is safety and reliability - SMS The installment business verifies the customer's identity by verifying the SMS banking password, which can effectively ensure the security of their account information.