JD Little Treasury is an Internet financial product of JD Technology that adds value to current funds.

JD Little Treasury is an Internet financial product that adds value to current funds under JD Technology. It was launched in March 2014 and launched in cooperation with many domestic fund management companies. Jingdong Kentui Fund Sales Co., Ltd. provides sales services for money fund products, and fund companies provide operation and management services for money funds. Users transfer funds to Jingdong's small vault, that is, they purchase the currency fund products they choose and enjoy the currency fund income.

As one of the first online balance financial management products in the industry, it has the characteristics of easy operation, low investment threshold, zero handling fee, and easy access and use. In addition to the financial management function, within the JD Group system, it has realized payment integration in all scenarios, including online shopping in JD Mall, life payment, etc. With the enrichment of scenarios, JD Small Treasury has gradually become another important tool for JD users in the mobile Internet era. A cash management tool.

Introduction to the product features of Jingdong’s Small Treasury:

1. Deposit and withdraw at any time, supporting large amounts

Unlike general currency funds, Jingdong’s Small Treasury supports any Deposits and withdrawals can be made at any time, and can be received in real time, with strong liquidity. At the same time, JD.com’s small treasury provides the function of transferring large amounts of funds in and out.

2. Convenient payment, many discounts

JD.com supports a variety of payment scenarios, including but not limited to JD.com online shopping and repayment (JD.com white bars/gold bars/credit cards) , mobile phone recharge, living expenses and financial purchases, etc. At the same time, JD.com has joined forces with banks to jointly launch the JD.com Digital Credit Card to connect JD.com with the WeChat payment ecology, further expand the usage scenarios of JD.com and improve payment convenience.

3. Steady income and daily interest calculation

The bottom layer of Jingdong’s small treasury is a currency fund, which is a relatively safe type among various investment types. Jingdong Small Treasury adopts daily interest calculation, which is transferred before 15:00 on the trading day, and the income will be calculated starting from the second trading day. In case of weekends or holidays, it will be postponed.

Reference for the above content: Baidu Encyclopedia-Jingdong Little Treasury