Due to the increasing circulation of credit cards, more and more cardholders and a large number of points are generated. In short, credit card points are a reward for cardholders to use credit cards, but most of them are used only after they are cleared.

What is the function of credit card points?

Points can be used not only to exchange gifts and miles, but also to offset the installment fee. Generally, you can get 1 points by spending one yuan on your credit card. After accumulating a certain amount of points, you can redeem gifts at the bank credit card integral mall. However, integral mall's goods generally have high redemption points, which generally require tens of thousands of points to redeem.

Of course, for some credit cards above the platinum level, points also play a very important role, that is, they can reduce the annual fee and save a sum of money. Some bank credit card points can be exchanged for air miles, and for some business people who travel frequently, they can also save some air tickets.