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What type of card does a social security card belong to? Storage card or credit card?

Social security cards are storage cards.

1. Basic functions of the social security card

The social security card is an important certificate for individuals to participate in social insurance. It records the basic social insurance information of the cardholder and provides convenient inquiry. and channels for handling social insurance business. Cardholders can use the social security card to check personal social insurance payment status, medical reimbursement records, etc. at social security institutions, hospitals, pharmacies and other places. They can also use the social security card to handle social insurance business, such as insurance registration, payment, and benefits collection. .

2. The difference between social security cards and credit cards

There are obvious differences in nature and function between social security cards and credit cards. Credit card is a payment tool with functions such as overdraft consumption and installment payment. It is a financial product of the bank. The social security card is mainly used to store and query personal social security information, and does not have the function of overdraft consumption. In addition, the application and use of credit cards must comply with the relevant regulations and conditions of the bank, while the issuance of social security cards is managed by the social security agency based on the individual's insurance participation.

3. Use and management of social security cards

Social security cards are an important certificate for individuals to participate in social insurance and should be properly kept and used. Cardholders should pay attention to protecting the security of their social security cards to avoid loss or theft. When using a social security card to handle social insurance business, you should provide true personal information and supporting materials, and comply with the relevant regulations and procedures of the social security agency. At the same time, social security agencies should also strengthen the management and supervision of social security cards to ensure the safety and effective use of social security cards.

To sum up:

Social security card is a storage card type and is an important certificate for individuals to participate in social insurance. It is mainly used to store and query personal social insurance information, and provides a convenient channel for handling social insurance business. Compared with credit cards, social security cards have obvious differences in nature and functions. Cardholders should properly keep and use social security cards and abide by relevant regulations and procedures to ensure the safety and effective use of social security cards.

Legal basis:

"Measures for the Administration of Social Security Cards of the People's Republic of China"

Article 2:

The term "social security card" as mentioned in these Measures refers to the integrated circuit card issued to the public and mainly used in government social management and public services in the field of human resources and social security.

Article 3 stipulates:

The Ministry of Human Resources and Social Security is responsible for managing the issuance and application of social security cards nationwide. Provincial and prefecture-level human resources and social security departments are responsible for managing the issuance and application of social security cards in their regions, and their affiliated information comprehensive management agencies are specifically responsible for matters related to the issuance and technical management of social security cards.

"Social Insurance Law of the People's Republic of China"

Article 58 stipulates:

The employer shall within thirty days from the date of employment Apply to the social insurance agency for social insurance registration for its employees. If social insurance registration is not carried out, the social insurance agency shall determine the social insurance premiums that should be paid.

Article 74 stipulates:

Social insurance agencies obtain the data required for social insurance work through business handling, statistics, and surveys. Relevant units and individuals shall promptly and Provide truthfully.

The social insurance agency shall establish files for the employer in a timely manner, completely and accurately record social insurance data such as persons participating in social insurance and payment, and properly keep the original vouchers for registration and declaration and the accounting for payment and settlement. certificate.

Social insurance agencies should promptly, completely and accurately record the contributions paid by individuals participating in social insurance and employer contributions, as well as records of personal rights and interests such as social insurance benefits, and regularly issue individual rights records for free. Send to me.

Employers and individuals can inquire and check their payment and social insurance benefit records from social insurance agencies free of charge, and require social insurance agencies to provide social insurance consulting and other related services.