1. Brush the POS machine and return the credit card (debit card) on behalf of individuals or agencies.

Generally speaking, individuals or institutions that brush POS machines and return credit cards (debit cards) are not allowed to collect credit information, but if they use POS machines frequently, they may be subject to bank risk control.

2. Repay the credit card (debit card) through the loan platform.

If the credit card (debit card) repays through the loan platform, it depends on whether the platform you choose has received the credit information. Before operating repayment, you can consult the platform customer service to determine the application for repayment.

In fact, even if the credit card (debit card) repays on behalf of the loan platform, it is much overdue than the credit card (debit card). The credit records of general credit cards (debit cards) will not have much impact if they are repaid on time through the loan platform, but credit cards (debit cards) will have a greater impact. In addition to the high penalty interest, it may also reduce the credit card (debit card) quota and even affect the subsequent mortgage car loan.