1, one card is interest-free.
The longest interest-free repayment period is 56 days. Cardholders can use credit cards for consumption and spare money for financial investment.
2. Deadline and repayment date
Many people are in a vague state about the use of credit cards, thinking that credit card repayment will not be recognized as effective until the repayment date, but they don't know that they can repay after the bill date comes out. When the billing date comes out, the repayment buffer period is 18-26 days, and the cardholder can repay within this time period.
3. Integral
After spending with the card, the bank will give the cardholder a point of consumption, which is the same as the supermarket giving the cardholder a point of consumption. When the cardholder accumulates a certain point, he can use this point to exchange gifts in the application of the bank, and some banks can also deduct the credit card installment fee.
4. Credit card benefits
Every bank credit card has different types of cards, usually ordinary cards, gold cards, platinum cards and so on. And Meituan, Taobao and other cards are divided into joint cards, as well as fuel cards and constellation cards. Different types of cards have different rights and interests.
Therefore, when handling credit cards, we must first understand the credit card rights of banks. It is best to apply for the rights we can use. For example, if we are only white-collar workers, we should not apply for credit cards with high annual fees. The rights and interests inside are almost useless, which is tantamount to waste.