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The credit card of CCB can be reduced if it is paid off in one lump sum.
What you want to ask is whether the credit card of CCB can be reduced or exempted at one time. I can't.

According to the inquiry of China Travel Service. Com, credit card overdue one-time settlement without relief. After the credit card is overdue, in addition to interest, there will be liquidated damages. Different banks charge different fees for liquidated damages. Most banks charge 5% of the outstanding minimum repayment amount for credit card liquidated damages.