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Is online banking payment a credit card?
1. Yes, online payment by credit card is a kind of credit card consumption.

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2. The meaning of online payment: online payment is a form of electronic payment and an instant payment method through the payment interface between the third party and the bank. The advantage of this method is that the funds can be directly transferred from the user's bank card to the website account, and the remittance will arrive immediately without manual confirmation.

3. Meaning of credit card consumption: Credit card consumption refers to a settlement method in which customers pay by credit card with wealth management account, Peony Smart Card E Times, Peony Smart Card, Peony International Card, Peony Credit Card, Peony Credit Card and various co-branded cards, and the money is deducted from relevant bank cards.

4. The difference between online payment and physical store payment: online consumption, no points. If the cardholder wants to pay the annual fee free online, most banks will count it as the number of purchases.