What time does Jingdong Baitiao start grabbing? JD Baitiao Application Time

Why does JD Baitiao prompt every day that all quotas are taken? How many places are there in Jingdong Baitiao? Why can’t JD Baitiao be activated? Can’t I make Jingdong I-Tiao if I haven’t spent money on Jingdong? How many application quotas are there for Jingdong Baitiao every day? What time does it open?

1. Jingdong Baitiao application quota limit and opening time

Jingdong Baitiao has leveraged 7.5 billion with the first batch of 500,000 public beta quotas and the maximum credit limit of 15,000 yuan available to users. Yuan guaranteed funds. JD.com said that the "IOU" business is done by JD.com itself and does not involve banks or affect the supplier's account cycle. According to outside analysis, "Iaku" will help increase JD.com's overall transaction volume and bring benefits to the IPO. However, JD.com said that it is currently unable to predict the effect of "Iu Tiao" on boosting transaction volume. "Baidiao" was launched for public beta yesterday and was snapped up by netizens. However, most of JD.com responded with "Sorry, you are a rich man and you are not short of money" and refused to approve user applications.

JD Baitiao applied for a quota, but JD said it was random, which means there are not many quotas and the time is to be determined. Many netizens said that it seemed difficult to grab a spot, and the page kept refreshing every day, showing that all the spots were taken. And it’s not easy to make IOUs now. You have to use a credit card. Before, you could just use a debit card.

However, every time there is an event, the number of places will increase. For example, during the previous 6.18 event, more people were activated. So pay attention to JD.com’s activities~

2. Analysis of the reasons for JD.com’s IOU application quota restriction

Many users who first tried to buy IOUs online complained that IOUs should not be used, “and credit card overdraft consumption” In comparison, this kind of online shopping consumer credit is less convenient. "In addition, bank credit card users have fewer defaults because of the constraints of the bank's credit reporting system. The IOU consumer credit method launched by JD.com this time also faces some problems. Generally, the people who write IOUs are either earners, students without credit cards, or people who are in urgent need of money temporarily. "Once a bank credit card defaults, the financial credit record will be poor, and it will be difficult to get a loan to buy a car or a house in the future. JD.com's own credit constraints will be poor." , for example, if students collectively breach the contract, they can only resort to account suspension and litigation, which is even more risky. ”