Credit card points is an incentive activity plan launched by Bank of Ningbo, which aims to encourage credit card holders to make transactions with their cards. The specific reward form is "credit card wave beans". Cardholders can exchange "credit card Podou" for various bonus gifts provided by Bank of Ningbo.

Scope of application:

1. This incentive activity and business rules are applicable to credit card products issued in Bank of Ningbo, unless there are special provisions for new credit card products.

2. Credit card holders under any of the following circumstances are not allowed to participate in this award activity:

(1) The status of the credit card is abnormal, such as payment stopping, deactivation, account freezing, loss reporting, expiration and self-cancellation.

(2) Failure to repay debts to Ningbo Bank (such as overdue credit card);

(3) Violation of the relevant provisions of the credit card collection contract.