Hello, card friend, after you submit your personal information to the bank, the bank will determine your credit limit based on the personal information you submitted. If you only have a credit limit of 500, it means that your application qualifications do not meet the bank's approval conditions, and the bank will only grant you a minimum standard credit card. Therefore, when your credit card fixed credit limit cannot match your spending power and repayment ability, and you want to increase your credit limit, you can apply to increase your credit limit through formal channels.

P. 1: You can apply by calling the credit card customer service hotline of the bank where you apply for a credit card.

Second: You can also directly log in to the credit card personal online banking to apply.