This bank card is divided into platinum card, gold card and regular card.
ICBC Peony Card is a credit card issued by Industrial and Commercial Bank of China, which is uniformly named Peony Card. According to the credit rating, Peony cards are divided into platinum cards, gold cards, regular cards, etc., as follows:
1. Regular cards: The credit limit is generally less than 10,000, which is a relatively basic Peony card with relatively large credit limit. Low credit creation threshold and usage threshold, suitable for people applying for credit cards for the first time.
2. Gold Card: The credit limit is between 10,000 and 50,000. It is an upgraded version of the regular card, with richer rights and advantages.
3. Platinum card and above: with a credit limit of more than 50,000, it is the highest level credit card of ICBC and has more discounts and rights, such as card replacement, loss report, transfer and remittance, and remote deposit and withdrawal. The payment is free of charge, free aviation accident insurance, VIP treatment at the airport, etc.
Therefore, the ICBC Peony Card includes multiple levels of credit cards. Different levels of cards have different credit limits and rights. You can choose the appropriate level to apply based on your personal needs and qualifications.