You can also divide it into several stages from time to time.
Of course, the most important thing is that you should repay the loan on time, not overdue, otherwise you may not be able to repay it.
I have a time deposit of 20,000 yuan in ICBC. How much can I withdraw from applying for a credit card? My credit card limit in ICBC is 2000 yuan. At present, the credit limits of many banks are automatically increased according to your consumption in a certain period of time. Not much is added manually. I suggest you call the customer service number on the following credit card for consultation.
I have a credit card of ICBC with a credit line of 10000 yuan. Why can't I accept credit card applications from other banks? Maybe the bank thinks that your quota in ICBC is too high and is worried about your repayment ability. ...
I had an ICBC credit card before, and the limit was only 3000, which was not enough. Then I applied a few days ago. No matter how many ICBC credit cards you apply for, the quota is shared. In other words, you can only enjoy the maximum amount of this credit card. For example, an ordinary card of 3,000 yuan and a gold card of 5,000 yuan can only enjoy 5,000 yuan at most. Instead of enjoying the quota of 8000 yuan. Moreover, it is impossible for you to apply for a gold card for your second credit card, so the maximum amount of your credit card is 4000 yuan at most. Therefore, it is recommended to apply for credit cards in other banks. Such quotas are all separated.
I also applied for credit cards from ICBC and China CITIC Bank. What is the application process of ICBC? You can apply at the same time and continue to wait patiently.
There is an ICBC credit card, but the amount is too low. If I want to apply for a credit card from another bank, will it pass? Only one card is available at present.
What is the general credit card limit of ICBC? I have three credit cards, each of which is more than 10 thousand. This time, I applied for an ordinary credit card of ICBC. Will he have a minimum of 5 thousand?
I have an ICBC credit card with a limit of only 1000 yuan. Why can't I apply for another bank? What ICBC wants is your salary list, and the name must be salary. It can only take effect if it is printed. If you want to apply for a credit card of more than 2,000 yuan in ICBC, the following documents can be valid: 1. Real estate certificate and other real estate certificates, 2. Deposits with an average daily income of not less than 200,000 yuan, 3. Wage list, the name must be salary, 4. Proof of social security and provident fund, and provide social security number for inquiry; V. Personal income tax certificate. At that time, the credit card limit that I just applied for was only five cards in 500 yuan, which was a commemorative edition of the Guangzhou Asian Games. This is very similar to your situation. Later, I changed the application certificate to prove my financial assets bill (provided by GF Securities)+education certificate+social security certificate (social security number)+personal income tax certificate (if you pay taxes, it will be sent to you, otherwise you can print it in local tax), and then I applied. Don't write too high a limit without a deposit certificate and real estate, otherwise it will be deducted directly. Netizens say that ICBC's credit card is difficult because ICBC's audit is very strict. One is not to recognize the card, and the other is not to recognize the salary certificate. All certificates must be compulsory. As for China Merchants Bank, it used to be very simple, but now I hear it is also very strict. You can try other local banks.
My credit card limit at ICBC is only 500. It cost 5000 in two months. Can I withdraw it? Can the amount be raised successfully? It's hard. It usually takes about half a year to withdraw cash, and the bank can judge that you are using the card stably. Two months can't prove anything. Besides, your initial quota is too low. In the eyes of banks, you are not a quality customer, so it is even more difficult to raise the amount. We can only maintain the current speed of using the card and see if we can cancel the temporary quota, and then formally apply for cancellation after five or six months. And as I said just now, your initial limit is too low. Even if you can raise it, it won't be much less. At most, it will be around 1000.
I have two ICBC credit cards, both of which have low credit limits. How to improve the credit cards of two peers is useless. I can only share one credit limit. You should always swipe your card and pay back on time. After three to six months, you can apply for an increase in the quota.