Card loan is a credit card loan product under WeChat Jinke. Applying for a credit card loan is a full online application. After applying for a credit card loan, it can mainly provide users with credit card balance compensation service, which can help users avoid overdue credit cards. So what happened when I applied for a credit card loan and got the credit line all the time? Let's get to know each other.

Why have you got a credit card loan?

1 Personal comprehensive score is insufficient: when reviewing the card loan, you need to check the personal comprehensive score, of which personal credit status is an important indicator, and one of the lenders of the card loan is Jinshang Bank.

Incomplete data submission: users who apply for credit card loans for the first time cannot obtain credit lines if the submitted data are incomplete.

Improper use of credit card: After the credit card loan application is successful, the credit limit should be directly transferred to the credit card account. If the credit card information is not properly bound, the credit limit cannot be approved.

The above is the analysis and introduction of the reasons for the delay of credit card loan application, hoping to help.